Helping you with Money Matters

Financial Counselling

Esperance Financial Counselling Service primarily targets families on low incomes, facing financial difficulties.
This is a free holistic service assisting people to gain financial knowledge and control of their lives. This includes supporting people experiencing financial abuse.

The service runs workshops such as ‘Money Matters’, a financial management workshop, which includes the topics of understanding paperwork, goal setting, credit, debts and budgets.

  • The Financial Counsellor is trained to assist you with a Money Health Check. You can also complete one on line at

  • Discover more about your financial rights at

Counselling can help you to:

Who is eligible for Financial Counselling?


Escare is a member of the NILS (No Interest Loan Scheme) Network, and the local agency through which NILS operates. This scheme provides individuals and families on Centrelink benefits an opportunity to apply for an interest free (0%) loan. We can help you buy essential products and services under a range of categories including:

Get more Information at

HUGS - Hardship Utility Grant Scheme

Having trouble paying your electricity, lines gas or owner/occupier water bills?  At risk of being disconnected?  You may be able to get help from the Hardship Utility Grant Scheme (HUGS).

Individuals should contact their utility provider to discuss their situation or make an appointment with the Escare Financial Counsellor.

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Sunshine Saver from Horizon Power, is a new subscription-based product that gives you the freedom and flexibility to start saving on your energy bills.

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Contacting our Financial Counsellor

The Financial Counsellor is available between 9.00am and 4.00pm, Monday- Friday. For more information or to make an appointment, call Peta Horan on (08) 9071 3101 or email

If Peta is unavailable, contact the Financial Counselling Hotline 1800 007 007